Strengthening of Governance Risk Management
Risk Management Basic Policy
The Group positions risk management as one of the most crucial management issues to respond to the trust given by its customers, shareholders, officers, employees and the local community.
Our operation focuses on striking a balance between stable earnings and sound and appropriate management practices in order to establish a solid business foundation. For this purpose, we accurately identify all risks across the Group to properly keep those risks within the control of the Group’s corporate strength (equity capital).
Risk Management System
The Group positions risk management as one of the most crucial management issues, and works together with the Company and Group companies to strengthen risk management.
The Group is working to build a risk management system by establishing the Compliance and Risk Management Division as a division to assume overall control for the Group’s risk management, and convening the ALM Committee and Compliance and Risk Management Committee, chaired by the President and vice-chaired by the officer in charge of the CR Supervision Division, to report and discuss status of the Group’s credit risk, market risk, liquidity risk and operational risk. The officer in charge of the CR Supervision Division regularly reports to the Board of Directors the status of the Group’s risk management.